MIKA. Your Gateway to Off-Plan Property Investment in Dubai & the UAE
Expert property consultancy delivering tailored off-plan investment solutions with comprehensive financing support for residents and international investors.
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Seamless Property Investment, From Search to Settlement
Navigating Dubai's dynamic property market requires expertise, connections, and a partner you can trust. We specialise in off-plan property consultancy across Dubai and the wider UAE, offering a comprehensive, white-glove service that transforms complex property transactions into smooth, successful investments.
Whether you're a UAE resident seeking high loan-to-value mortgages or an international investor exploring the remarkable opportunities in Dubai's off-plan sector, our bespoke approach ensures every aspect of your property journey is expertly managed. From initial property sourcing through to final mortgage approval, we're with you every step of the way.
Our collaborative partnerships with leading mortgage advisers and credit consultants mean you benefit from unparalleled market access and financing solutions tailored precisely to your circumstances. We don't just find properties—we build pathways to ownership.
Comprehensive Financing Solutions
UAE Residents
Access mortgages up to 80% LTV
  • Competitive interest rates
  • Flexible repayment terms
  • Fast-track approvals
  • Multiple lender options
Expat Investors
Secure financing up to 60% LTV
  • International applicant support
  • Streamlined documentation
  • Currency flexibility
  • Remote application process
Alternative Financing
Bank and non-bank loan solutions
  • Down payment assistance
  • Bridge financing options
  • Private lending networks
  • Bespoke funding structures
Our financing expertise extends beyond traditional mortgages. We connect you with an extensive network of banking and non-banking institutions, ensuring you secure the most advantageous terms for your investment profile. From initial down payment funding through to long-term mortgage arrangements, our solutions are designed around your specific needs and financial goals.
Our Tailored Service Approach
01
Discovery & Consultation
We begin by understanding your investment objectives, budget parameters, and lifestyle requirements through an in-depth consultation. This foundation ensures every property we present aligns perfectly with your goals.
02
Property Sourcing
Leveraging our extensive developer relationships and market intelligence, we identify off-plan opportunities that match your criteria. You receive curated options with comprehensive analysis of location, developer reputation, payment plans, and investment potential.
03
Financial Structuring
Our preferred mortgage advisers and credit consultants assess your financial position and structure optimal financing solutions. We manage applications across multiple lenders to secure the best possible terms, whether for down payment funding or final mortgage approval.
04
Transaction Management
From reservation through to completion, we coordinate every detail—contract review, payment scheduling, developer liaison, and legal documentation. Our project management ensures a seamless, stress-free experience.
Why Dubai's Off-Plan Market?
Unparalleled Investment Opportunity
Dubai's off-plan property sector represents one of the most attractive investment landscapes globally. With flexible payment plans, capital appreciation potential during construction, and the opportunity to secure premium locations before completion, off-plan purchases offer distinct advantages over ready properties.
The UAE's investor-friendly regulatory environment, absence of property taxes, and strong rental yields create an ideal ecosystem for property investment. For international investors, Dubai serves as a stable, tax-efficient jurisdiction with world-class infrastructure and a cosmopolitan lifestyle that attracts tenants and buyers from across the globe.
Off-plan investments typically require lower initial capital outlay, with developers offering extended payment plans that can stretch throughout the construction period. This structure allows investors to manage cash flow efficiently whilst building equity as the property value appreciates during development.
  • Flexible developer payment plans
  • Capital appreciation during construction
  • Premium location access
  • No property or capital gains tax
  • Strong rental yield potential
  • Golden visa eligibility for qualifying purchases
Strategic Partnerships Delivering Results
Leading Mortgage Advisers
Our partnerships with top-tier mortgage advisory firms provide access to competitive rates and terms across the UAE's banking landscape. These relationships enable faster approvals and preferential consideration for our clients.
Credit Consultants
Expert credit consultants work alongside our team to optimise your borrowing capacity. They provide guidance on credit enhancement strategies and ensure your applications present the strongest possible financial profile to lenders.
Premier Developers
Direct relationships with Dubai's most reputable developers grant our clients early access to new launches, preferential units, and occasionally exclusive pricing. We only recommend developers with proven track records of on-time delivery and quality construction.
Legal & Regulatory Experts
Property transactions require meticulous legal oversight. Our network includes experienced property lawyers and regulatory specialists who ensure complete compliance and protect your interests throughout the purchase process.
Service Highlights
Bespoke Property Sourcing
Access our curated portfolio of off-plan opportunities across Dubai and the UAE. Every property recommendation is tailored to your investment strategy, whether you're seeking capital growth, rental income, or a future family home.
Comprehensive Financing
From down payment funding through to final mortgage arrangements, we structure complete financing solutions. Our access to both banking and non-banking institutions ensures you secure optimal terms regardless of your profile.
Due Diligence & Protection
Thorough background checks on developers, comprehensive contract reviews, and escrow account verification protect your investment. We ensure complete transparency and security throughout your transaction.
Ongoing Support
Our relationship extends beyond purchase completion. We provide handover assistance, property management recommendations, and market insights to help you maximise your investment returns over time.
Documentation Management
Complex paperwork simplified. We coordinate all documentation requirements, liaising with developers, banks, and regulatory authorities to ensure smooth processing and timely approvals.
Investment Analysis
Detailed financial modelling and market analysis inform every recommendation. We provide realistic projections on capital appreciation, rental yields, and total returns to support informed decision-making.
Frequently Asked Questions
What is off-plan property?
Off-plan properties are developments sold before or during construction. Buyers typically pay in instalments throughout the build period, often with attractive payment plans from developers.
How much deposit do I need?
For UAE residents, mortgages up to 80% LTV mean just 20% deposit required. Expat investors typically need 40% deposit to secure 60% LTV financing. We also arrange down payment assistance through alternative lending.
Can I invest remotely?
Absolutely. We manage the entire process for international investors, including virtual property tours, remote mortgage applications, and power of attorney arrangements for document signing.
What are your fees?
Our consultancy operates on a success-based model. We're compensated by developers and lending institutions, meaning our bespoke service comes at no direct cost to you. Get in touch for a transparent discussion of your specific situation.
©2019 by Mika Marketing & Consulting Services Ltd